Wysany: 2020-11-11, 06:58 Sharing methods for managing money for salary man Organize
Sharing methods for managing money for salary man Organize a fun trip anywhere without any interruption.
Want to travel often without worrying about money Must save a lot of money, just that, right? how do we manage our money? When expenses around the body are all fussy Over there must pay This also takes money. Turned again, it สล็อตxo was a month later No money left for traveling as planned. Well ... or we can try a new financial management. As You can travel by only one woman. Pantip.com website members He shared his experience in managing money, simple salary man style, and also having enough money to go out and explore the world as well.
How to manage money for the crazy salaryman travel (home version) by a woman alone can travel. Pantip.com website members
What is the word for crazy?
That is, usually, the trip will end the year ahead of time. Maybe until next year Leisure activities are checking out the air tickets and accommodation. If you find a cheap ticket, sometimes you don't know I know again that I cut the card already, haha.
It is believed that many people dream of having the opportunity to travel around the world. (We, too) The problem is, if we're not rich, what do you do?
I myself started traveling seriously when I was 22 years old (now I am 28 years old). Therefore doing extra work to raise money for tourism by being an interpreter and guide when I was abroad I remember that before that I had traveled abroad in only 3 countries: Germany, Singapore and Russia. Work hard and earn a lot of money because our happiness is to travel to different places, spend most of the money in our life on tourism until After 6 years of travel frenzy, I got a map that I have visited on this sheet.
The most frequently asked question would be "Where did you get the money for traveling?"
We are ordinary salarymen. The house was not wealthy. Focus on money management and the principle that if you want your money to grow, you have to invest and earn more money.
Now working on a regular basis for almost 3 years, I understand that the salaryman is good that there are many things provoking. Including the social value, the shabu buffet, the cosmetics, the clothes, it is not strange to use the monthly salary But if we know the money management well, we will have money for travel all the time. Each person has different money management methods. To present today is an example of our own money management that has been used since the beginning of a salary man.
From trying many methods We think there is no wrong way - right. There is only one method that suits us the most. If anyone has no idea or is looking for a way to manage money, try to apply this method (we are still single at home, do not have any debts or burdens that have to spend each month. Pay a lot. There are general credit card fees. People with family may need to adjust the proportion to suit the expenses)
Before starting to use this method Recommend to have at least 6-12 times the savings of our salary. This can be used in an emergency in life.
After that, the salary will be divided into 5 parts from the salary (Emphasize that the proportion is divided before use Can separate accounts at all) as follows
1) 50% personal expenses: address, meals, transportation expenses
2) Sundry expenses or giving at home 5%
3) Money for saving 5%
4) 20% investment funds
5) Travel money 20%
How to manage money
Suppose we have a salary of 30,000 baht, first of all, we have to save 6-12 times the salary is 180,000–360,000 baht. Be patient. First, don't be extravagant.
After collecting the salary, each month is divided into 5 parts.
1) Personal expenses 15,000 baht
Manage living expenses, meals, travel expenses (assuming renting an apartment 7,000 baht per month, food costs 6,000 baht, transportation costs 2,000 baht - we don't have a car of our own)
2) Sundry expenses 1,500 baht
Maybe get this person's wedding card, social value, shopping for clothes or something they want, or give them at home.
3) Savings 1,500 baht
This sum should be low risk savings. Easy to take out In case of an emergency such as bank deposit
4) Investment amount 6,000 baht
This money is more risky than the one above because it wants higher returns. This could be investing in mutual funds, investing in stocks or running a personal business.
5) Travel allowance 6,000 baht
It may seem a lot for many people, but for a crazy person like Po. This will make us less trouble when we want to organize trips each year. If you think of it in total, it will fall at 72,000 baht per year, which may be able to go to Europe for a long trip or divide it into small trips. 3 thousand (see review at travelwithpor)
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Wysany: 2020-11-26, 23:04 Металлопрокат и запорная армату
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Wysany: 2020-11-26, 23:04 Металлопрокат и запорная армату
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